Empowered Life Empowering The Filipino
With the ongoing COVID-19 pandemic, it is of great importance to make sure that every peso counts. It’s best to spend only on the essentials that will keep your family healthy and safe from harm. That includes food, housing, and of course, car insurance. This necessary expense will give you peace of mind and one less thing to worry about.
Admittedly, most car owners don’t put much thought on which car insurance to apply for. Customers usually just choose the provider that offers the cheapest car insurance premium. Most are also uninformed when it comes to their insurance policy’s clauses. But one thing this unforeseen crisis has taught us is that we need to be fully prepared with whatever may happen in the future. That means we need to choose wisely when it comes to investing in our hard-earned purchase. Or else, we might experience these common car insurance complaints below:
Finding out the hard way about the exclusions to your policy
Not all policies are created equally, so make sure to read the fine print. Look for an insurance provider that offers outstanding customer service, with agents that will explain every detail in your policy.
Know that the government-mandated CTPL does not cover the insurance holder – you’ll need a comprehensive motor insurance for that.
A car insurance policy not customized to your needs
When considering your policy coverage, you have to take into account what you need. If you stay in an area prone to flooding, determine up to what level of flood warning is covered by your policy. Keep in mind that some policies also limit the coverage on vehicles with modifications.
Terrible service and low quality of repairs
Non-reputable auto repair shops often lack experience and may not offer quality service when it comes to repairs. Since your car is an investment, make sure to choose a leading insurance provider that is trusted and can do the job well.
Lengthy processing and repair time
Have you ever experienced having to wait for weeks, even months just so you could get your car fixed? If your car is your only means of transportation, that means you would need to put up with the hassles of commuting in the city. If you use your car for your business, delays in repairs would mean unnecessary expenses and loss of income. Opt for a car insurance provider that offers same-day processing and quick repairs.
Most car owners would rather skip the process of buying insurance because of these typical inconveniences they encounter. It all boils down to picking the right policy with a reputable insurance provider.
Refrain from making costly insurance mistakes. Protect your hard-earned investment and secure your family’s financial safety with Cocogen’s Motor Excel Plus, a comprehensive car insurance that’s customizable to your needs. Experience quality customer support and convenient, same-day claims processing in any accredited Gawa Agad shop.
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